What plans do you have for the wealth you have acquired or built up from the previous years? How about hiring an investment manager from one of Australia’s Best Managed Funds to guard and grow your assets?
What is a Managed Fund?
In layman terms, Managed Funds are a type of investment in which an investor entrusts his money in the hands of an investment manager for a contracted annual fee. The investment manager will then conduct research to identify prospective investments, execute crucial investments, and expand the investment portfolio.
With Australia’s Best Managed Funds, our highly creditable investment managers will pool your money along with the other investors’ finances to acquire new investments and regulate the investment growth; this gives you a chance to reach investment opportunities you could not access in your own terms.
Similar to Mutual Funds in the US, your return of investment in Managed Funds is directly proportionate to your investment and because a managed fund is considered an open investment, new units are generated through the entry of new investors or cancelled on an investor’s fund withdrawal.
Guide to Investing in a Managed Fund
- Identifying your financial goals.
Ask yourself about your personal, financial goals and identify whether it’s a short-term or long-term investment. With your current financial assets, you might want to save more for retirement or for building an emergency fund.
Short term managed funds usually last for 5 months to 3 years while long term managed funds last for at least 5 years.
The Best Managed funds in Australia will guide you navigating low risk, short-term investment plans such as cash funds (short-term money market deposits and low-risk government bonds), fixed-interest bonds, property and mortgage funds, equity funds, and other alternative investment funds.
On the other hand, taking on riskier, long-term investments may have great financial pay-offs, but it pays well to always consult our investment manager. Long term investments including growth investments, balanced investments, conservative investments, and cash equivalent investments.
- Deliberately knowing what kind of investor are you.
You need to identify if you are an aggressive investor, conservative investor, or a combination of both.
- Understanding the investment risks.
As an investor, you should be prepared to face the investment risks of the managed funds. Moreover, your risks should be aligned with your financial goals and existing funds.
- Have a monthly savings plan.
Ensure that your monthly savings plan could sustain your Managed Funds. Remember that your initial capital will affect your investment.
- Monitor your investments.
Although you have a fund manager who is monitoring your finances, adding a personal touch is crucial for success. Evaluate whether your Managed Funds are holding up to your financial goals. Set up an appointment with your investment manager and discuss your annual gains and losses.
Choosing the Australia’s Best Managed Funds in 2020
We’ve rounded up some of the Best Managed Funds in Australia for you to select.
Australia Cash – Bank deposits, cash, and other bills
- Advanced Asset Management – Advanced Cash Multi-Blend Fund
Considered as the best investment option for those wishing to diversify their investments through a blended solution. Investors will have access to two, different investment managers who will implement two investment processes.
Australian Fixed Interest – government bonds, corporate debt, and asset-backed securities
- Macquarie Investment Management – Macquarie Australian Fixed Interest Fund
An in-house specialist will conduct financial research and quantitative analysis to provide you the best investment process. Although it can provide a stable income and exceeding index returns, you should be prepared to face risks in your investment, credit, and valuation.
Multi-Sector Growth – investing 60% to growth investors
- Ausbil Dexia Limited – Ausbil Balanced Fund
The Ausbil Balanced Fund is a diversified investment fund covering Australian and international fund shares, properties, fixed interests, and cash assets. Its goal is to furnish capital growth and provide income in a medium to long term time frame.
The Best Managed Funds in Australia during the COVID-19
How are the Best Managed Funds performing in Australia during the COVID-19 crisis?
Despite the volatile Australian market, the Best Managed Funds investing in healthcare and technology prove to be the winners, whereas those in oil and energy are on the losing end. Looking at investment opportunities in biotechnology, medicine, and healthcare solution providers should be your best option and stray away from oil, energy, and the hospitality industry.
Invest wisely!
Fund Break
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